Life Insurance Nigeria ("Life Cover") operates LifeCover.com.ng and may operate other websites. It is LifeCover's policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Life Cover collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. LifeCover's purpose in collecting non-personally identifying information is to better understand how LifeCover's visitors use its website. From time to time, Life Cover may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Life Cover also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on LifeCover.com.ng blogs/sites. Life Cover only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Certain visitors to LifeCover's websites choose to interact with Life Cover in ways that require Life Cover to gather personally-identifying information. The amount and type of information that Life Cover gathers depends on the nature of the interaction. For example, we ask visitors who sign up at LifeCover.com.ng to provide a username and email address. Those who engage in transactions with Life Cover are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Life Cover collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Life Cover. Life Cover does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Life Cover may collect statistics about the behavior of visitors to its websites. Life Cover may display this information publicly or provide it to others. However, Life Cover does not disclose personally-identifying information other than as described below.
Life Cover discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on LifeCover's behalf or to provide services available at LifeCover's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using LifeCover's websites, you consent to the transfer of such information to them. Life Cover will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Life Cover discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Life Cover believes in good faith that disclosure is reasonably necessary to protect the property or rights of Life Cover, third parties or the public at large. If you are a registered user of an Life Cover website and have supplied your email address, Life Cover may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Life Cover and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Life Cover takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Life Cover, or substantially all of its assets, were acquired, or in the unlikely event that Life Cover goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Life Cover may continue to use your personal information as set forth in this policy.